Features

Always ahead!

The exclusive Visa Platinum debit card is intended for individuals, and is connected with their transaction account.
Card which enables commission-free cash withdrawals from the HalkBank AD Skopje ATMs, and from the ATMs abroad.

Visa Platinum is an international card intended for cashless transactions, which supports online payments and a possibility of 24/7 access to the available funds.

PIN or signature authorisation is not required for transactons limited to MKD 2.000, or to the limit for contactless payment set at the terminal accepting contactless cards.

The Visa Platinum card makes you a HalkBank Premium Club member.

The Visa Platinum card issued by HalkBank AD Skopje incorporates the highest safety standards in online payment (3D Secure - Verified by Visa – VbV).

To apply for the Visa Platinum debit card, please visit the nearest HalkBank AD Skopje branch or fill out our online application.

To receive SMS notifications for every payment you make - please fill out the SMS Info application, and leave it at the nearest HalkBank AD Skopje branch, or send it to help24@halkbank.mk.

Advantages

Fees

Rates and fees

Visa platinum
Fee for preparation of main card 600 MKD
Fee for preparation of additional card 600 MKD
Fee for re-issuing main/additional card 200 MKD
Re-issuing before the maturity of main/additional card (damaged/lost card) 300 MKD
Fee for urgent preparation of main/ additional card 800 MKD
Fee for unjustified reclamation  800 MKD
Annual fee for main card No fee for the firs year * 600 MKD for the following years
Annual fee for additional card No fee for the firs year * 600 MKD for the following years
Account statement on the ATM’s of Halkbank No fee
Cash withdrawals at ATM’s of Halkbank No fee
Cash withdrawals at ATM’s of other banks in R.Macedonia 3% min. 200 MKD
Cash withdrawals at ATM’s of other banks abroad  No fee
Cash withdrawals on counters of the Bank According General tariff 
Cash withdrawals on counters of the other Banks 3% min. 200 MKD
Card blocking by demand from the client through Help 24,e-mail or with written demand No fee
Card unblocking by demand from the client through Help 24,e-mail or with written demand 200 MKD
Pin set   No fee
Changing of PIN on counter 150 MKD
Active interest rate on overdraft. Penalty interest rate on overdraft to the allowed balance of the account. Passive interest rate According to a decision on a interest rates



FAQ

FAQ

HOW CAN I APPLY FOR THE VISA PLATINUM CARD?

You could apply at the nearest HalkBank AD Skopje branch, or fill out our online application.

 

HOW CAN I USE THE PREMIUM CLUB PRIVILEGES WITH THE VISA PLATINUM CARD?

The Premium Club is HalkBank’s unique program, delivered in collaboration with its partners to ensure higher value for our clients. By presenting the Visa Platinum Card at unique selling points, you are provided with additional privileges and discounts. Make sure to show your Visa Platinum card before requesting the fiscal bill.

 

DOES THE VISA PLATINUM CARD ENSURE LOUNGE KEY ACCESS?

HalkBank AD Skopje ensures Lounge Key access to the airport restaurants to the clients using the Visa Platinum card. The visit at the Lounge Key restaurants is at the expense of the Visa Platinum card user.

More information on the airports included in the program and terms of use can be found on the following link: https://www.loungekey.com/visacisseeloungeprogram

 

THE VISA PLATINUM DEBIT CARD IS CONTACTLESS. WHAT IS THE LIMITED AMOUNT FOR MAKING CONTACTLESS PAYMENTS?

PIN or signature authorisation is not required for transactons limited to MKD 2.000 or to the limit for contactless payment set at the terminal accepting contactless cards.

 

WHAT IS THE VALIDITY DATE OF THE CARD?

The validity date of the card is 3 years with the possibility for re-issuance.

 

WHY WAS I CHARGED WITH ATM CASH WITHDRAWAL FEE WHEN USING THE VISA PLATINUM CARD ABROAD?

One of the features of the VISA Platinum cards is the possibility for ATM cash withdrawal free of charge. HalkBank AD Skopje does not charge its clients with this fee, rather the other bank’s ATM charges a fee for using their device. Should a fee like this occurs when withdrawing cash abroad, the same will be displayed at the screen in the event you’d like to process the transaction.

If you would like to avoid this expense, please cancel the transaction and try to withdraw cash at another bank’s ATM.

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