About the national economy

The banking sector is a pillar of every country's economy, and therefore it is extremely important that it be stable and well capitalized. The Macedonian banking sector is well capitalized, and the healthy solvency, the position and the tendency to increase profitability, lead to stimulating the credit offer. The lending activity of domestic banks is an important factor in supporting the consumption and investment decisions of the private sector.

With the performance it achieves every year, as well as with its credit activities aimed at the population and the corporate sector, Halkbank provides strong support to the banking and financial sector, but at the same time to the economy of the Republic of North Macedonia. The bank constantly strives to create products tailored to the users, and special attention is paid to the creation of new products and services, both for the corporate sector and for the population, which enable the bank to achieve its growth targets by maintaining a sustainable level of profitability. At the same time, the focus of credit activities is on small and medium-sized enterprises as a segment that has a huge contribution to the development of the economy of each country.

Halkbank continues its exceptional achievements this year too. Our assets with the calculated increase now already amount to 1.6 billion euros, while in 2023 it amounted to 1.4 billion euros. Our net profit, as of December 2023, amounts to 20.3 million euros. The market share in lending also increased significantly, and the same growing tendency was registered in the part of deposits. All this confirms the fact that Halkbank is a strong brand and a reliable and stable bank.