General

Features

Contribute to your cash operations with the Mastercard Business revolving credit cards.

The Mastercard Business revolving card is an international credit card inteded to pay for products and services (party expenses, hotel accommodation, travelling expenses, purchasing airline tickets, etc.), and for cash withdrawals at the ATMs in the country and abroad.

The card works on the principle of minimum monthly repayment to only 10% from the amount of the used loan for the current month.

Apply for the Visa Business Debit card in the nearest HalkBank AD Skopje branch online.

To receive SMS notifications for every payment you make - please fill out the SMS Info application, and leave it at the nearest HalkBank AD Skopje branch, or send it to help24@halkbank.mk.

 The cards issued by HalkBank AD Skopje incorporate the highest safety standards in online payment. (3D Secure - Verified by Visa – VbV/ MC Secure Code).

Benefits

ADVANTAGES

The Mastercard Business revolving credit card works on the principle of minimum monthly repayment to only 10% from the amount of the used loan for the current month.

  • 24/7 customer care support worldwide through the HELP 24 Contact Center on help24@halkbank.mk or +389 (2) 3296 330
  • Possibility to use the approved Mastercard Business revolvnig credit card limit anywhere with a denoted Mastercard logo
  • The business cards are a practical way of paying to all corporate clients
  • The Mastercard Business revolving credit card can be issued to multiple users, and each of those cards can have a defined purchasing limit on daily and monthly basis in the country and abroad

Apply for the Mastercard Business revolving credit card through the online application, or in the nearest HalkBank AD Skopje branch

Rates and fees

FEES

Master Business Credit revolving Card  
Fee for preparation of main card 200 MKD
Fee for preparation of additional card 100 MKD
Fee for re-issuing main/additional card 100 MKD
Re-issuing before the maturity of main/additional card (demaged/lost card) 300 MKD
Fee for urgent preparation of main/ additional card 800 MKD
Fee for unjustified reclamation 800 MKD
Cash withdrawals at ATM’s of Halkbank 3% minimum 200 MKD
Cash withdrawals at ATM’s of other banks 3,5% minimum 250 MKD
Cash withrawals on counters of the Bank 3,5% minimum 250 MKD
Cash withdrawals on counters of the other Banks 3,5% minimum 250 MKD
Annual membership fee per card 1.500 MKD  *monthly fee  of 125 MKD
Fee for invoice issuance No fee
Fee for warning letter 100 MKD
Card blocking by demand from the client through Help 24,e-mail or with written demand No fee
Card unblocking by demand from the client through Help 24,e-mail or with written demand 200 MKD
Pin set  No fee
Changing of PIN on counter 150 MKD
Amount of credit limit Based on credit policies
Fee for issuing  statement for  creditcard  300 MKD
Credit limit change 300 MKD

FAQ

FREQUENTLY ASKED QUESTIONS

HOW CAN I APPLY FOR A CREDIT CARD?

Please visit the nearest HalkBank AD Skopje branch for a review of your creditworthiness, upon which you will receive the needed documentation to apply on spot or online. The responsible person will get in touch immediatelly after.

HOW LONG IS THE PROCEDURE TO ISSUE A NEW CARD?

Once the application is approved, the procedure to issue a card takes 2 working days for the card to be delivered at the branch of the client’s choice. The client will be notified via SMS.

HOW CAN I RECEIVE A CREDIT CARD REPORT VIA EMAIL?

Enter the needed company information in the following application, and contact the nearest HalkBank AD Skopje branch.

DO I NEED AN ADDITIONAL CARD FOR PAYMENTS MADE ABROAD?

The main card holder, and the additional cards holders can make payments worldwide at places featuring the Mastercard logo.

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