Features

Features

PAY ON THE MOVE!!!

The Mastercard Debit Contactless debit card is intended for individuals whose transaction account is connected to its approved limited overdraft.

The Mastercard Debit Contactless is an international card intended for cashless transactions supporting online payments. The user receives an email for each payment made.

24/7 access to your available funds

An opportunity for fast and easy CONTACTLESS payment at any place featuring the sign for contactless payment

PIN or signature authorisation is not required for transactons limited to MKD 2.000 or to the limit for contactless payment set at the terminal accepting contactless cards.

Using the cards is commission-free for the trade network and for withdrawing cash from the HalkBank AD Skopje ATMs.  

All clients receiving their salary/pension at HalkBank AD Skopje enjoy the possibility to withdraw cash from any ATM in Macedonia commission-free.

The cards issued by HalkBank AD Skopje incorporate the highest safety standards in online payment. (3D Secure -MC Secure Code).

Apply for a Mastercard Debit Contactless card at the nearest HalkBank AD Skopje branch , or online through our application 

To receive SMS notifications for every payment you make - please fill out the SMS Info application, and leave it at the nearest HalkBank AD Skopje branch, or send it to help24@halkbank.mk.

Advantages

Fees

Rates and fees

Mastercard Debit Contactless
Fee for preparation of main card for clients with salary/pension in Halkbank AD Skopje  No fee
Fee for preparation of main card for clients without salary/pension in Halkbank AD Skopje  300 MKD
Fee for preparation of additional card 200 MKD
Re-issuing  of main/additional card  100 MKD
Re-issuing before the maturity of main/additional card (demaged/lost card) 300 MKD
Fee for urgent preparation of main/ additional card 800 MKD
Fee for unjustified reclamation  800 MKD
Annual membership for Mastercard Debit Contactless for clients with salary/pension in Halkbank AD Skopje  First year without fee
* 200 MKD for the following years per card (main/additional card regardless of turnover)
Annual membership for Mastercard Debit Contactless for clients without salary/pension in Halkbank AD Skopje  First year without fee
*300 MKD for for the following years
Cash withrawals on counters of the Bank According General tariff 
Cash withdrawals on counters of the other Banks 3% min. 200 MKD
Cash withdrawals at ATM's of Halkbank  No fee
Cash withdrawals at ATM’s of other Banks in R.Macedonia for clients with salary/pension in Halkbank  No fee
Cash withdrawals at ATM’s of other Banks in R.Macedonia for clients without salary/pension in Halkbank  3% min. 200 MKD
Cash withdrawal at ATMs of other banks abroad 3% min. 200 MKD
Account statement on the ATM’s of Halkbank No fee
Card blocking by demand from the client through Help 24,e-mail or with written demand No fee
Card unblocking by demand from the client through Help 24,e-mail or with written demand 200 MKD
Pin set   No fee
Changing of PIN on counter 150 MKD
Active interest rate on overdraft. Penalty interest rate on overdraft to the allowed balance of the account. Passive interest rate According to a decision on a interest rates

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