HALKBANK AD, Skopje

HALKBANK is one of the biggest and strongest brands in the Macedonian financial market.

As the fastest growing bank in the market, Halkbank AD Skopje today also means:

• The fourth largest bank on the market with assets, amounting to 935 million euros.
• The fourth largest bank with a profit of € 11.4 million.
• Presence throughout the country, offering customer service through a wide branch network that includes 43 branches.
• Employment for over 570 employees.
• Wide ATM network of 133 ATMs.
• A network of over 7,000 POS terminals available to numerous trading partners.
• Serving thousands of citizens as well as small, medium and corporate enterprises and public institutions.
• Leaders in offering personalized banking services, as well as introducing new technologies and providing fast service through a highly developed, modern alternative channel platform.
• A socially responsible company dedicated to enhancing the common good of people, nature, the environment, culture and sports.

The bank offers a wide range of financial services including personal banking, credit cards, home loans, consumer loans, savings, business loans, as well as payment operations at home and abroad.

Our Vision

Our vision is to be the leading regional bank that is capable of fulfilling all the requirements of universal banking while affirming a strong presence in retail services.

Our Mission

Our mission is to create value for our customers, shareholders and employees by effectively delivering all banking services; be aware of our corporate social responsibility and duty; to contribute to the development of the banking sector and the capital market; and to achieve a respectable market position in the region.

Our Corporate Values

• Customer orientation
• Reliability
• Integrity and respect
• Righteousness , trust and transparency
• Operational efficiency  
• Innovation
• Creating values
• Productivity
• Openness to change
• Sharing knowledge and experience
• Social responsibility awareness

HALKBANK– meaning of the name: Bank of the People

Our slogan: People are important

Our main principles

• Offer great service to our customers, suggesting the best solutions for their needs.
• Create and apply a successful corporate culture, giving importance to every member of the team we build.

HALKBANK Turkey (Turkiye Halk Bankası A.Ş.)

Turkiye Halk Bankası A.S. is the main shareholder of HALKBANK AD Skopje with participation of 99.29% from the bank’s ownership. Founded in 1938, HALKBANK is one of the largest banks in the Turkish banking market. HALKBANK today is a steadily growing, 75-year-old brand that ranks among the longest established, pioneering and respected in progressing Turkey.

As of the end of 2013, HALKBANK operates with a global perspective, through 872 domestic and 5 overseas branches, 1 overseas representative office, 2,961 ATMs, telephone and internet banking platforms, mobile banking applications; the Bank’s innovative products and services provide customers with an unparalleled banking experience. The percentage of Halkbank’s outstanding shares that are publicly held is 51,1%. The Bank boasts the highest return on equity (ROE) among its peers thanks to its highly efficient use of capital.

www.halkbank.com.tr

Code of Governance

Code of Corporate Governance of Halkbank AD, Skopje (.pdf format)