General

CHARACTERISTICS

On the occasion of the month of savings - October, Halkbank activates the Promo Deposit, with a promotional period from 01.10 to 30.11.2021.

Characteristics of the product:

  • Minimum amount of depositing: 000 MKD /500 EUR
  • Payment of the interest: on the maturity day or monthly
  • Type of interest rate: fixed
  • Tenor: 13 and 25 months
  • Redepositing: the principal is automatically redepositing after the expiration of the term deposit period, and the interest is paid on the transaction account. In case of redepositing, the agreement is renewed with a fixed interest rate from general savings in accordance with the Decision on deposit interest rates that are valid at the moment of redepositing.
  • Partial withdrawal: is not allowed before the maturity day. In case of partial payment, the contract is terminated in full and no interest is paid
  • Additional investment: is not allowed before the maturity day
  • Early termination: in early termination of the contract of deposit, the Bank calculates interest with interest rate on demand according to the valid Decision for passive interest rates of the Bank, and the IR at the moment is 0%.
    With monthly payment of interest, the depositor is obliged to return the difference between paid interest and new calculated interest to the Bank or the Bank will deduct from the deposit.

Rates

Interest rates

Interest rates for interest payment on the maturity day or monthly

Tenor Annual interest rates
MKD EUR
13 months 1,00% 0,80%
25 months 1,30% 1,00%

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