General

CHARACTERISTICS

Promotional period for this product from 01.12.2022 to 20.01.2023

  • Minimum amount of depositing: 30.000 MKD /500 EUR
  • Payment of the interest: on the maturity day or monthly
  • Type of interest rate: fixed
  • Tenor: 13 and 25 months
  • Method of calculation of the interest: proportional (28-31/365-6)
  • Redepositing: automatically redeposited after the expiry of the deposit period. When redepositing, the interest rates from the general savings with fixed interest rates will be taken which will be valid according to the Decision for passive interest rates.
  • Partial withdrawal: is not allowed before the maturity day
  • Additional investment: is not allowed before the maturity day
  • Early termination: in early termination of the contract of deposit, the Bank calculates interest with interest rate on demand according to the valid Decision for passive interest rates of the Bank, and the IR at the moment is 0%.

With monthly payment of interest, the depositor is obliged to return the difference between paid interest and new calculated interest to the Bank or the Bank will deduct from the deposit.

Rates

Interest rates

ANNUAL INTEREST RATES FROM 01.12.2022

Tenor Annual interest rates
MKD EUR
13 months 2,50% 1,30%
25 months 3,00% 1,80%

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