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Tariff and rates

No Type of service Tarrif
I Debit cards 
1 Cash withdrawals at ATM`s of Halk Bank No fee
2 Account statement on the ATM`s of Halk Bank No fee
3 Cash withdrawals at ATM`s of other Banks 2% minimum 120 MKD
4 Fee for preparation of credit card  No fee
5 Fee for preparation of credit card of current accounts holders in Halk Bank No fee
6 Fee for preparation of additional credit card  No fee
7 Replacement of damaged credit card (reissuance of credit card and PIN) 300,00 MKD
8 Fee for PIN reissuance 100,00 MKD
9 Fee for urgent preparation of credit card  600,00 MKD
10 Active interest rate on overdraft. Penalty interest rate on overdraft to the allowed balance of the account. Passive interest rate According to a decision on a interest rates
11 Cash withdrawals on counters of the Bank No fee
12 Cash withdrawals on counters of the other Banks 2% minimum, 120 MKD
13 Fee for unfounded claim 600,00 MKD
14 Fee for warning 100,00 MKD
II Credit cards 
1 Amount of Credit Limit Up to 300.000 MKD or according to the decision of the Board 
2 Cash withdrawals at ATM`s of HALKBANK 2,5 % minimum 150 MKD
3 Cash withdrawals on counters of HALKBANK 3 % minimum 200 MKD
4 Cash withdrawals at ATM`s of other Banks 3 % minimum 200 MKD
5 Annual membership fee for credit card No fee for the first year, 1200,00 MKD for the following years
6 Annual membership fee for additional card  No fee for the first year, 600,00 MKD for the second year
7 Replacement of damaged credit card (reissuance of credit card and PIN) 300,00 MKD
8 Fee for PIN reissuance 100,00 MKD
9 Fee for urgent preparation of credit card 600,00 MKD
10 Fee for unfounded claim 600,00 MKD
11 Interest rate 11.25%
12 Fee for warning 100,00 MKD
Visa Corporate credit card
1 Amount of credit limit Based on Credit Policies
2 Interest rates  10.5%
3 Cash withdrawals at ATM`s of HALKBANK 1,5 % or minimum 60,00 MKD 
4 Cash withdrawals on counters of HALKBANK 1,5 % or minimum 60,00 MKD
5 Cash withdrawals at ATM`s of other Banks 2% minimum, 120,00 MKD
6 Cash withdrawals on the counters of other Banks 2% minimum 120,00 MKD
7 Annual membership fee for credit card 1200,00 MKD per year
8 Annual membership per card 1200,00 MKD  per year
9 Replacement of damaged credit card (reissuance of credit card and PIN) 300,00 MKD
10 Fee for PIN reissuance 100,00 MKD
11 Fee for urgent preparation of credit card 600,00 MKD
12 Fee for unfounded claim 600,00 MKD
13 Fee for warning 100,00 MKD

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