General

General

With an effort to provide additional benefits and advantages to its loyal customers, Halkbank Inc Skopje introduced new product SMART deposit.

At the moment of opening the deposit the client should use 3 (three) from the following products of the Bank:

  • Recipient of salary / pension through Halkbank
  • Credit card
  • E-Banking
  • SMS Info

Benefits

Benefits

  • Minimum amount of depositing is 3.000.00 denars/50 euros
  • Opportunity for partial withdrawal from the term deposit
  • Opportunity for payment of the interest monthly or on the maturity day Method of calculation of the interest: compound method
  • In early termination of the contract the Bank calculates interest with interest rate on demand according to the valid Decision

Rates

Rates and fees

FAQ

FAQ

Which are the documents that I need for opening a term deposit?

Needed document for opening a term deposit is ID card or passport.

Can I withdraw money from the term deposit?

There is opportunity for partial withdrawal from the term deposit, whereby for the amount that you withdraw will be calculated interest with interest rate on demand by the valid tariff on the day of the withdrawing.

What is the amount of interest that the Bank will pay for the time deposit?

Link for calculator

Can I make additional payments on the time deposit?

There is no opportunity for making an additional payment to this type of deposit. If you need time deposit with opportunity for additional payment you can open a saving on Open deposit.

Be informed about

LOAN WITH DEPOSIT

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loan with deposit

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CREDIT CARD

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we’ll give you BONUS!

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E-BANKING

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