Personal Banking
Explore the Personal Banking service

Available at HalkBank with the aim of helping you manage your finances more efficiently, invest in real estate, save, invest in the capital market, and more.

Designed to meet individual financial needs from managing everyday expenses to long-term financial planning.

Includes everyday banking transactions such as deposits, cash withdrawals and deposits, bill payments, credit and investment services, and more.

privileges

Your Personal Banker is a financial specialist who will help you with the following

  • Choose the right product - Offers you advice on the most suitable savings products, credit products, insurance, and more based on your financial situation.
  • Banking Transactions - Assists you with all banking transactions, loan and credit card applications, electronic banking, payment operations domestically and abroad, securities.
  • Constant support - Your personal banker is the main contact person for all questions and financial consultations.
  • Special treatment - Easy, fast, and without waiting execution of all banking transactions for which the client’s presence in the branch is not mandatory.

For more information about the service, visit us at our corporate branches at Vodnjanska no. 1, Blvd. "St. Cyril and Methodius" no. 54 or Blvd. 8th September no. 18.

VIP Mevduat

MKD, EUR, USD ve GBP para cinsinden 13, 25 ve 36 aylık vadelerle en cazip faiz oranlarına sahip mevduat hesabı.

Premium - Consumer
Loan

For salary recipients and users of the Personal Banking service at Halkbank AD Skopje

Loan amount: up to 2,500,000 MKD

Maximum term: up to 95 months

Interest rate: 4.6% fixed interest rate

Creditworthiness: For employees up to 50% of monthly income

Loan Costs

  • 450 MKD - for verification at the Macedonian Credit Bureau
  • 500 MKD - for application

4.74% APR for a loan amount of 600,000 MKD, 4.6% fixed interest rate for the entire repayment period, repayment term of 95 months, application fee of 500 MKD, verification fee at MKB 450 MKD

* The annual percentage rate of total costs (APR) is affected by the loan repayment term, the loan amount, the amount of loan costs included in the APR calculation, the contractual interest rate, and the insurance policy amount.