Online App

ONLINE

application
Electronic Banking

ELECTRONIC

banking
24/7 ATM

24/7 ATM

Disposal of Your Funds
Security

The highest standards for

SECURITY

Advantages and  
features

Travel carefree and take advantage of the benefits of the Visa Travel credit payment card.

Interest rate

Clients with salary/pension at Halkbank:  variable interest rate 12.35%

(the reference rate for calculating the rate of  legal penalty interest,which at the time of conclusion of the agreement is 5.35% increased by 7 p.p

Clients without salary in Halkbank: variable interest rate 13.35%

(the reference rate for calculating the the rate of statutory penalty interest, which at the time of conclusion of the contract is 5.35% increased by 8 p.p.

Credit limit up to 300,000 MKD depending on creditworthiness.
Minimum debt payment of 3% of the total debt.
Halk Roadside Assistance through Halk Insurance AD ​​Skopje (Europe package).
Travel insurance with 10-day coverage valid for 365 days (one-time).

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