Македонски - Mastercard World Credit

ONLINE

application

ELECTRONIC

banking

24/7 ATM

Disposal of Your Funds

The highest standards for

SECURITY

Advantages and
features

Mastercard World Credit exclusive credit payment card for unlimited enjoyment.

For clients with regular employment and monthly personal income above 50,000 MKD or clients who secure
the card with a deposit.

Interest rates

Clients with salary/pension at Halkbank: variable interest rate 12.85% (the reference rate for calculating the rate of the statutory penalty interest, which at the time of conclusion of the agreement is 5.35% increased by 7.50 p.p

Clients without salary in Halkbank: variable interest rate 13.35% (the reference rate for calculating the rate of the statutory penalty interest, which at the time of conclusion of the agreement is 5.35% increased by 7.50 p.p

interest, which at the time of signing the agreement is 5.35% increased by 8 percentage points

Credit limit up to 1,200,000 MKD depending on creditworthiness.

Minimum approved revolving credit limit 100,000 MKD.

Monthly minimum repayment 10% of the total debt.

Lounge Key access and benefits.

Mastercard Platinum club with privileges

Costs and Fees

for using payment cards

Frequently

Asked Questions

Usage Information

for payment cards

Lounge Key
Program

ENJOY YOUR TRAVELS WITH YOUR MASTERCARD WORLD CARD !!!

Halkbank AD Skopje provides special treatment for Mastercard World cardholders at more than 1500 airports worldwide by using the privileges of the Lounge Key program: https://www.loungekey.com/halkbankmk

Halkbank AD Skopje offers Lounge Key program membership to Mastercard World cardholders.

Upon receiving the card, the client becomes part of the Lounge Key program which offers many privileges. The benefits provided at 1500 airports worldwide can be enjoyed by the cardholder and one additional person of their choice.

More information about which airports are included in the program and the conditions of use can be found at the following link:

For easier access and information on which airports the membership can be used, the mobile application for iOS and Android devices can be downloaded.

Through the mobile application, you can also create your own profile for easier searching of airports worldwide.