Online App

ONLINE

application
Electronic Banking

ELECTRONIC

banking
24/7 ATM

24/7 ATM

Disposal of Your Funds
Security

The highest standards for

SECURITY

Interest rates

Clients with salary/pension at Halkbank:  variable interest rate 12.85%

(the reference rate for calculating the rate  of the statutory penalty interest, which at the time of conclusion of the agreement is 5.35% increased by 7.50 p.p

Clients without salary in Halkbank: variable interest rate 13.35%

(the reference rate for calculating the the rate of statutory penalty interest, which at the time of conclusion of the contract is 5.35% increased by 8 p.p.

Advantages and  
features

Credit limit up to 200,000 MKD depending on creditworthiness.
Payment of a minimum debt of 5% of the total debt.
Costs

Costs and Fees

for using payment cards

Questions

Frequently

Asked Questions

Information

Usage Information

for payment cards

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