This is your time!

It's time to relax and take control of your financial future today!

Enjoy the benefits of Halkbank's new Pensioners Package, designed just for you.

Monthly maintenance of payment account

Electronic and mobile banking

Mastercard Debit Contactless

SMS notifications

Unlimited payments for electronic Internal and KIBS orders

Unlimited payments for Internal orders at counters in branches and offices

Pension payment before the first of each month

Payment of 1,000 denars to the payment account of the first 3,000 newly registered users of the Pensioners Package

Cash withdrawal from all ATMs in the country

Gifts

Monthly fee: 59 denars
Promotional period from 01.04.2026 to 30.09.2026

Application Instructions

To become a user of the Pensioners Package, your pension must be paid into a payment account at Halkbank AD Skopje.

If you already receive your pension in another bank:

  • Request deregistration from your current bank
  • Register at the nearest Halkbank branch, no later than the 20th of the current month
  • This will enable timely transfer of the pension so you can withdraw it the following month

After the first pension payment is made at Halkbank AD Skopje:

  • Inform the employees at the branch that you want to use the Pensioners Package
  • Sign the Statement for joining the Package.

By signing the Statement, you officially become a user of all services provided in the Pensioners Package.

Advantages

By activating the PENSI Pensioners Package, you get:

  • Everything in one place – payment account, debit card, SMS notification, e-banking and mobile application
  • Convenience – withdraw cash from ATMs of all banks in the country without any fee
  • Accessibility – 24/7 access to payments via electronic banking
  • Security – SMS notifications for every payment transaction
  • Cost-efficiency – lower expenses with a fixed monthly fee
  • Gift