Description

Loan Description

ESNAF loan from Halkbank offers favorable conditions for Micro and Small Enterprises that want to expand their business. With Halkbank you have a partner who is committed to expanding your business.

Characteristics

Loan characteristics

Promotional without fee until 31.12.2020.

  • MKD loan with an interest rate of 5% fixed per annum.
  • Maximum amount up to 300.000,00 MKD total exposures in the bank;
  • Upfront fee for processing of the loan: 1,5% of the loan amount, once, in advance;
  • Repayment: equal monthly annuities.

Loan terms

Loan terms

Purpose: Working Capital and Fixed assets

Target group: Small and medium enterprises with positive financial results

Tenor:

  • Up to 24 Months for working capital
  • Up to 60 Months for fixed assets

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