Interest Rate
11.25%
Max amount of the credit limit that is not included in the estimation of the exposure
3 salaries
Required documentation (salary in Halkbank)
- Credit Card Application
- Verification for employment and salary
- Copy of ID
- Standing Order
Collateral: For credit limit above 60.000,00 mkd, signed bill of draft and draft announcement
Required documentation (salary in other Bank)
- Credit Card Application
- Verification for employment and salary
- Copy of ID
- Copy of statement of transactional account for the last 3 months
Collateral: For credit limit above 60.000,00 mkd, signed bill of draft and draft announcement
Tariff
Credit Limit: Up to 300.000,00 MKD or higher approved by a special decision signed by the Board of Directors
Withdrawal of cash at ATM of Halkbank AD, Skopje: 2,00% min 150,00 denars
Withdrawal of cash at other banks ATM’s: 3.00% min. 200 denars
Annual Fee for primary card: Free of charged for the first year, 1.200,00 mkd for the second year
Annual Fee for supplementary card: Free of charged for the first year, 600,00 mkd for the second year
Replacement of damaged card: 300.00 mkd.
Fee for urgent personalization of a card: 600,00 mkd.
Fee for late payment notification letters: 100,00 mkd.