General

General

Up to 12 months (with or without salary in HB);

The consumer loan is intended for all creditworthy individuals with full-time employment in public administration or companies acceptable for the Bank, with or without salary.

Benefits

Benefits

Halk Banka offers you attractive interest rate during the all tenor which will be suitable for you.

Loan terms

Loan terms

  • Interest rate 6.00% fixed annual interest rate, annual percentage rate of total costs (6,14 % APR)
  • Amount 120.000,00 MKD
  • Tenor 12 months
  • Upfront fee 0%
  • Loan Costs:  Fee for control in the Loan Register 350,00 MKD ( the fee is paid before the payment of the loan and it is not paid for declined or canceled reguestes),150,00 mkd loan application
  • Collateral: No guarantor
  • Creditworthiness  Up to 1/3 of monthly income.

* 6,14 % APR for loan amount of 120.000 mkd , interest rate fixed  6 %, tenor 12 months, application fee  150 MKD and costs for checking in MKB 350 MKD


FAQ

FAQ

Does the amount of the approved loan depends on the amount of my salary?

The maximal amount of the loan depends on the conditions defined for each type of loan and on the credit ability of the client. The maximal allowed proportion of the monthly income of the applicant to the amount of the monthly installment is stated for each product, in the part of criteria for approving a loan.

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