With salary in Halkbank;

If you want to have a car of your dreams Halk Banka offers you a car loan with attractive interest rates


Halk Banka has the best car loans without guarantors that will fit your budget and your needs. Now you can get your car, you can make your payment in the long run.


Amount: 75.000 EUR

Tenor: up to 95 month

Interest rate: 6,90% for client with salary in HB, annual percentage rate of total costs (APR) 7,12%

Upfront fee: 0% for client with salary in HB, 2,00% for other client

Fee for control in the Loan Register: 200,00 MKD ( the fee is paid before the payment of the loan and it is not paid for declined or canceled reguests).

Creditworthiness - 1/2 of the monthly income of the client

Own participation 

  • 0% for vehicle up to 12.000 EUR
  • 20% for vehicle above 12.000 EUR

Do I need a guarantor for my car loan?

You don't need a guarantor for your car loan. All you have to do is to full the application form and get your loan.

Please fill in the fields:

Loan amount:
Number of installments:

The maximum amount is calculated according to the credit worthiness of the client and using the variable interest rate which is used after the period with a fixed interest rate for the first 3 years

For additional information please send e-mail on following address: or call us on: 02/3250-965; 3287-589; 3240-869; 3240-824; 3287-507

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