General

General

With FX deposit;

If you have e term deposit in Halk banka and you need a loan but you don't want to lose the interest of the deposit Halk Banka offers you the best solution for your need by offering a loan with deposit

Benefits

Benefits

Halk Banka offers you long term loan with deposit and low fees

Rates and fees

Rates and fees

  • Amount: According to the deposit amount, minimum 100% coverage
  • Tenor: up to 240 months
  • Interest rate: 2% interest margin
  • Collateral: 100% blocked deposit in Halkbank 
  • Up-front fee: 0%
  • Loan application: 150 mkd
  • No fee for prepayment
  • Possibility for annually /quarterly release of deposit

FAQ

FAQ

Do I need another collateral for the loan?

Halk Banka takes the deposit as collateral an there is no need of guarantors.

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