General

With FX deposit;

If you have e term deposit in Halk banka and you need a loan but you don't want to lose the interest of the deposit Halk Banka offers you the best solution for your need by offering a loan with deposit

Benefits

Halk Banka offers you long term loan with deposit and low fees

Rates and fees

  • Amount: According to the deposit amount, minimum 100% coverage
  • Tenor: up to 240 months
  • Interest rate: 2% interest margin
  • Up-front fee: 0%
  • Fee for control in the Loan Register: 200,00 MKD ( the fee is paid before the payment of the loan and it is not paid for declined or canceled reguestes).

FAQ

Do I need another collateral for the loan?

Halk Banka takes the deposit as collateral an there is no need of guarantors.

Be informed about

CHILDREN SAVING

Save
for your children

Get your

CREDIT CARD

You pay,
we’ll give you BONUS!

Go to

E-BANKING

You can
do banking from everywhere!

Copyright 2014 HALKBANK AD Skopje. All rights reserved.